Term Insurance videos

Canadian Term Insurance What you Need to Know Posted by: pensionplanning Video duration: 276 seconds Global video hits: 17 Choosing the right term insurance is critical to your life and the life of your family. Choosing solely based on price can be a big mistake. Watch the video for more information or contact the Pension Planning Centre today. Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: Long Term Care Insurance and the "Affluent" Posted by: duffrin123 Video duration: 169 seconds Global video hits: 1 Several ideas of why an affluent person would purchase long term care insurance. Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: Re: Whole Life vs Term Insurance Posted by: basspig Video duration: 116 seconds Global video hits: 34269 Clarifying the differences between Whole Life, Universal Life, and Term Life Insurance. PLEASE NOTE: I am an engineer, video production specialist, not an insurance salesman or expert on the field. What you see in this video is information presented to me by Primerica training, when I had a brief stint with them in 2006. I do not claim this information as necessarily accurate. Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: @jgilles85 the ... By: probslpwtyormama. on 01 Sep 10, 16:33:49 @jgilles85 the librarian is ERIC SMITH, A TRASH VALUE AGENT. @libertarianatheist ... By: probslpwtyormama. on 01 Sep 10, 16:33:08 @libertarianatheist eric , are you just another trash value agent? @insurancemike10: ... By: jgilles85. on 01 Sep 10, 03:30:59 @insurancemike10: IllegalMichelle I'm not showing you shit! I'm not the one making claims about my insurance statement dip shit! Also I challenged you first, so you show yours first, but I know you won't cause you don't have the balls! @jgilles85 And ... By: insurancemike10. on 01 Sep 10, 01:27:35 @jgilles85 And please show us the proof of your statement? @insurancemike10: ... By: jgilles85. on 31 Aug 10, 21:20:13 @insurancemike10: No IllegalMichelle it is you who scams people! You lie to people telling them that the db in WL triples when that isn't the case! Also your friend LIB which is probably you with another sign in name is also an idiot and a crook! @jgilles85 Hey Lib ... By: insurancemike10. on 31 Aug 10, 14:23:30 @jgilles85 Hey Lib - Primerica is a scam and you are so right!!! unisex rates which kills females and for males among the highest in the industry. The charge 14% to pay monthly!!! They only guarantee their 30 year term for 20 years and won't illustrate their renewal rates!!! @libertarianatheist ... By: jgilles85. on 31 Aug 10, 01:32:56 @libertarianatheist: You're obviously another crooked life insurance agent that can't tell the truth! In state regulated classes you're taught you don't get both in Whole Life. Why is term good, but not Primerica's term? I'll answer that for you since you're incapable of telling the truth. You don't like Primerica because we replaced your policies! Get over it! Wow! So much ... By: libertarianatheist. on 30 Aug 10, 21:59:02 Wow! So much misinformation, my whole life policy on myself pays 5%, it builds from day 1, and its a death + cash value. Primerica is a hack scam. Yes buying term makes more sense for most, but why bother with Primerica? @insurancemike10: ... By: jgilles85. on 25 Aug 10, 13:09:18 @insurancemike10: IllegalMichelle you seriously need to learn how to read and pull your head out of your ass! The more shit you have on your face the harder it is to read! @insurancemike10 ... By: probslpwtyormama. on 23 Aug 10, 19:30:24 @insurancemike10 THIS IS THE BEST VIDEO EVER HEY, MIKEY BOY @insurancemike10 oh ... By: probslpwtyormama. on 20 Aug 10, 18:30:11 @insurancemike10 oh mikey, what is the matter? late shift at burger king again? Four lies - unreal ... By: insurancemike10. on 18 Aug 10, 17:36:03 Four lies - unreal - I'm sure this is not a compliant approved video. Wow and ONLY primerica has a 30 year level? More lies - Their 30 year is only guaranteed 20 years. And their premiums are the highest especially for females. And they charge 14% to pay monthly. Run from these tools. @insurancemike10 " ... By: probslpwtyormama. on 14 Aug 10, 00:18:49 @insurancemike10 "your lack of smart"? .........oh burgermikey you are funny !!! @insurancemike10: ... By: bond519. on 10 Aug 10, 03:34:51 @insurancemike10: Now learn to read dickhead. It wasn't a comparison or are you just that fucking stupid? @bond519 You again ... By: insurancemike10. on 10 Aug 10, 03:33:22 @bond519 You again show your lack of smart!!! Comparing LTC to DI is like comparing a car to a freezer - they both do totally different things. But thanks for again proving that the primerica field force has completely no training on the basics of insurance based products!!! remember, passing the licensing exams does not make ANYONE an expert. You are the best for great ammo against your kind, thanks @insurancemike10: ... By: bond519. on 08 Aug 10, 04:08:43 @insurancemike10: IllegalMike, you might want to go back and read the post from jgilles85. That wasn't a comparison you idiot. LTC is better than Disability Ins. But Disability Ins has it's place. @jgilles85 Jgilles ... By: insurancemike10. on 06 Aug 10, 16:06:16 @jgilles85 Jgilles has proved once again how uneducated the Primerica tools are. Now he's comparing LTC to Disability ins!!! Hey moron they about for two completely different things and the markets for each are also completely different. You get DI to cover lost income and you get LTC to cover costs associated with illnesses typically brough on by aging. Only older people need LTC and most if not all younger workers need DI. You can't be that dumb can you? This takes the cake ... By: insurancemike10. on 22 Jul 10, 21:04:31 This takes the cake - Jgillis claims on another post he can invest $5k/year and have $5 million at retirement - lets do that math shall we - - so you can invest $5k/year and have $5 million - wow if that's over 30 years you'll return 19% - Please tell us how you do that!!! MORON, Over 35 year - 15.53% and if only 25 year - 24.65% - Wow you are so full of crap its simply amazing!!! Are you for real? Do you tell clients this? All this with just a Series 6 license - you are an idiot!!! @IOWNBANTERKING1 ... By: jgilles85. on 16 Jul 10, 20:55:29 @IOWNBANTERKING1 Who do you represent that's so much better than Primerica? I think you're the real laughing stock! Also moron LTC is better than disability. Why don't you get educated before you run your mouth? @basspig 6 whole ... By: probslpwtyormama. on 05 May 10, 13:00:51 @basspig 6 whole months!!! wow you really gave it your all didn't you lol.6 months lol omg you are funny .'i want to be a dr. but if i don't make the big bucks in 6 months then i quit!!" lol wow . you are a washout omg too funny basspig. This is the PFS ... By: insurancemike10. on 25 Apr 10, 17:10:13 This is the PFS people with all the negative stuff of perm ins. Yet they sell overpriced term and use unisex rates which hurts the females. 45yo for $1mil for 20 yrs at PFS = $1995 for both M and F. Competitors like ING and PRU = M about $1200 and F about $900 RUN from these people. @score5583 how do ... By: MegaJohnShaft. on 25 Apr 10, 16:09:40 @score5583 how do you justify insurancemike's findings? My company's term for his example at a STANDARD rate is $1500/year. How can you talk about BTID, when you have the highest term rates in the industry? Just saying case closed does not mean anything, prove it. whole life is only ... By: score5583. on 24 Apr 10, 21:27:56 whole life is only good for the agents like these suckers who talk bad about PFS because they are mad coz we are replacing their shit loaded whole life policies with our BUY TERM and INVEST THE DIFFERENCE. Case closed. Well since I was ... By: insurancemike10. on 24 Apr 10, 02:22:12 Well since I was challeged I decided to video the quotes and show you all where to find the far cheaper quotes. The results are stunning and the PFS people are going to be pissed. @insurancemike10: ... By: bond519. on 24 Apr 10, 00:00:32 @insurancemike10:Mike you are showing your masterfull stupidity again. Go ahead. Keep showing your stupidity. Of course you have already proven that you will do illegal acts to go after Primerica. One hell of a lot of agents, insurance company CEO's Presidents and down right con-artists like you have tried and all have failed. Long-Term Care Insurance 101 Posted by: LIFEfoundation Video duration: 447 seconds Global video hits: 2005 Learn the basics about long-term care insurance in a flash. Hear from a one of the nation's top insurance advisors who will explain why long-term care insurance is so important, help demystify the long-term care insurance process and quickly provide you with a good understanding of important insurance terms and concepts. www.lifehappens.org Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: Basics of Long Term Care Insurance Posted by: tkdterryalt1 Video duration: 222 seconds Global video hits: 1057 Long term care insurance basics. Many people wander if they need it. This video will help answer some of your LTCi questions. www.longtermcareinsu rance-guide.com is dedicated to answering your questions about long term care insurance. Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: very good info By: ThePaladinrock. on 20 Apr 10, 16:16:12 very good info Long-Term Care Insurance Posted by: healthpolitics Video duration: 472 seconds Global video hits: 1441 In this video, Health Politics host Mike Magee, MD, discusses why long-term insurance may make sense for you. Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: Domain Name: ... By: PTTurboe. on 05 Oct 07, 12:42:50 Domain Name:HEALTHPOLITICS/DOT/ORG Created On:09-Apr-2002 22:03:09 UTC Last Updated On:31-Aug-2007 19:29:40 UTC Registrant Organization:Pfizer Inc. (NYHQ) Good for web site ... By: db9chgo. on 28 Aug 07, 22:59:42 Good for web site or trade show - Indpenedent evaluation Long-Term Care Insurance: Long-Term Care Awareness Month - Harry Crosby Posted by: LongTermCareInfo Video duration: 212 seconds Global video hits: 560 Long-Term Care Insurance Awareness Month television interview from member of the American Association for Long-Term Care Insurance (www.aaltci.org Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: compare term life insurance | best life insurance Posted by: MoreInform Video duration: 105 seconds Global video hits: 27213 www.MoreInform.com -- Compare term life insurance Compare term life insurance reviews, guide, tips and tricks. Choose what best fits to you criteria for compare term life insurance. It's all here and free! Please Visit : www.MoreInform.com Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: Life Insurance 101: Term Life Insurance vs Whole Life Insurance Posted by: FinancialPlanningTip Video duration: 411 seconds Global video hits: 1752 How to Purchase the right Type of Life Insurance (Whole Life vs. Term Insurance) Life Insurance Basics Life Insurance 101 Life Insurance Term Whole Life Cash Value Quotes AIG Farmers types Companies aarp Cost Term vs. Whole Life Rates Reviews Education Tips Basics Personal Finance 101 How... Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: Mostly LIES! 98% ... By: hj1016. on 19 May 10, 14:13:30 Mostly LIES! 98% of TERM insurance policies go unpaid - people outlive the term. Then, all of your premiums are LOST. At 3:20, 5%-8% "fee"??? Policy loans cost interest, but the good cash value policies credit the same rate to the cash value as to the loans, to the loans are "wash loans", and do not cost you a penny. Try borrowing money from the bank at 0%. At 3:33, Why would you drop coverage? Only if you grossly mismanage your policy. DO NOT TRUST THIS GUY! Here is a good ... By: insurancemike10. on 13 May 10, 01:00:51 Here is a good Primerica example - 45 year old - $1,000,000 for 20 years and 30 years - Male for 20 = $1995, for 30 = 2435 (annually for both) - females are charged the same. Pru, ING and Trans for same policy - ave male at 20 = 1200, at 30 = 1900, Here's the best - female ave at 20 = 900 and at 30 = 1400 - They use unisex rates which hurts the females - to pay monthly they then charge 14% of premium - run people run Next untruth - Why ... By: insurancemike10. on 13 May 10, 00:57:32 Next untruth - Why would letting my insurance lapse or terminate at age 65 be a good thing? Imagine having a $1,000,000 policy one day and nothing the next? Wow that soulds like good financial planning. Google "why some investors may be fooling themselves - wsj" its a Wall St Journal article on the reality of what ave. americans return in the market. What a joke - first ... By: insurancemike10. on 13 May 10, 00:55:00 What a joke - first term commission are in line percentage wish with permanent. Then to compare a mutual fund with a linear 12%??? in the last 10 years mutual funds have averaged less than 2% and most with negative returns. Don't believe these Primerica guys - term is fine but theirs is SUPER expensive and they charge you 14% to pay monthtly - they have the highest term commission in the market!!! Billions of dollars ... By: wodendog. on 11 May 10, 22:23:26 Billions of dollars worth of BOLI and COLI (bank/corporate owned life insurance) are purchased every year by money management professionals. BOLI and COLI, by the way, are Typically WL products. These policies insure the companies top employees in a more reliable way than BTID. CITIgroup owns Primerica (a company that sells only Level term products) yet is buys WL for it's own employees. Why would they do that? Your efforts are noble but your facts are incorrect. Continued . . . a ... By: wodendog. on 11 May 10, 22:15:56 Continued . . . a 200K policy today with a 2K premium will might be worth 300K in 20 years and have 60K in CV (these figures are only for conceptual purposes). So, if this person dies, the family gets 300K (tax free). If WL (and other CV) polices worked the way you claim they do, then no one would buy them. However, wealthy people, upper middle class people, banks, companies, and corporations buy billions is WL every year. All these groups know about and care about their money. Regarding #5: For ... By: wodendog. on 11 May 10, 22:09:07 Regarding #5: For starts, the "bank" doesn't keep anything because there is no bank in most cases. CV in a WL policy should not be thought of as a separate account from the Life Insurance. Only one contract is signed, right? CV is more like a portion of the Death Benefit that you have access to while you are still alive. Also, Death Benefits grow over time, typically as much or more than the value of the CV. The other 1/2 of ... By: wodendog. on 11 May 10, 22:03:47 The other 1/2 of the dividend continues to increase the CV and Death Benefit. Third, your 5 "funny banking" facts are anything but. In order: 1) False: Good companies have CV in the first few months. 2) False: over the long haul, CV has a 4-6% growth rate, usually tax free. 3) True: Nice job. 4) False: Most companies can pull the money out in days. 5) Technically False (seemingly True): This takes more explanation. See my next post. Whole Life ... By: wodendog. on 11 May 10, 21:57:08 Whole Life Insurance is called "Whole Life" for a reason. They are specifically structured so that what you describe (CV paying for the premium) does not happen. Dividends (not CV) typically pay for policies when owners choose to stop paying. And Dividends in WL polices always rise. I have a 30 year old WL policy. My dividends are twice that of my premium. That means I can stop paying for the policy at any time and have 1/2 the dividend pay for the policy. FPT, I can't tell ... By: wodendog. on 11 May 10, 21:37:50 FPT, I can't tell if you are another brainwashed Termite or if you are just being deceitful. Let's set a few things straight. First, you say CVLI (WL) is 3-6 times as expensive as Term. Either you are using exceedingly expensive term or exceedingly cheap WL when making that statement. WL is more like 10-20 times more expensive than term. Second, in the later years of a WL policy, CV does not pay the premiums. There may be some small rinky-dink companies that do this, but not many. Life Insurance 101: Term Life Insurance vs Whole Life Insurance (Part 1) Posted by: PersonalFinanceMoney Video duration: 313 seconds Global video hits: 772 How to Purchase the right Type of Life Insurance (Whole Life vs. Term Insurance) Life Insurance Basics Life Insurance 101 Life Insurance Term Whole Life Cash Value Quotes AIG Farmers types Companies aarp Cost Term vs. Whole Life Rates Reviews Education Tips Basics Personal Finance 101 How... Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: Nice! By: FinancialPlanningTip. on 09 May 10, 10:58:37 Nice! Excellent info.... By: FinancialPlanningTip. on 09 May 10, 10:56:47 Excellent info.... @InvestingInsurance ... By: InvestingInsurance. on 09 May 10, 10:09:22 @InvestingInsurance .... Are you coming out ... By: InvestingInsurance. on 09 May 10, 09:17:42 Are you coming out with other topics? Dave Ramsey on life insurance Posted by: rgolshteyn Video duration: 180 seconds Global video hits: 97039 Dave Ramsey on life insurance Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: Wow no retort from ... By: insurancemike10. on 08 Sep 10, 15:01:31 Wow no retort from Jgilie as he was exposed once again with misquotes and bad information!!! @rcdrury1 yet in ... By: probslpwtyormama. on 08 Sep 10, 14:59:20 @rcdrury1 yet in your early post i gave you a very simple question and you automatically went with the " very complex situation" lol @probslpwtyormama ... By: rcdrury1. on 08 Sep 10, 14:57:19 @probslpwtyormama Cocky? Wow; pot, meet kettle. An insurance salesman might have done exactly as you've stated; or a real simpleton might have immediately sold the guy term, boasting about the high death benefit and low premium. A properly qualified financial practitioner (i.e., me) would realize that there isn't nearly enough information in your scenario to determine what the proper solution would be. It's not about sales, it's about responsible planning. @rcdrury1 wow, ... By: probslpwtyormama. on 08 Sep 10, 12:25:07 @rcdrury1 wow,aren't you the cocky little insurance salesman.I love how trash value salesmen do the old scare tactics,quiet funny, Bob 30 marries jen 29, 3 kids. a trash value salesman sells bob 50,000 worth of coverage. you see money is tight for bob and the agent feels this is the best coverage as YOU POINTED OUT ! because he needs coverage for his WHOLE LIFE.PRETTY SIMPLE GOOD JOB TRASH VALUE AGENT YOU JUST DESTROYED THE FAMILY AS BOB WAS KILLED IN AN CAR ACCIDENT ON THE WEEKEND . @probslpwtyormama ... By: rcdrury1. on 08 Sep 10, 03:52:21 @probslpwtyormama The point I was making is that it's a moot question. If I understand correctly, you're asking the question after the fact. Upon the husband's death, certainly it would be preferable for a $350k check to be given to the widow versus $50k, but we know nothing of the situation prior to his death. If this point isn't clear to you, you lack even the slightest understanding of financial planning, so I hope that that's not what you do. G'night folks. @rcdrury1 ya so you ... By: probslpwtyormama. on 08 Sep 10, 03:38:54 @rcdrury1 ya so you answer was what exactly on my question? it was pretty simple......BUT JUST LIKE A DOUCHE DOES YOU DECIDED NOT TO ANSWER. YOU ARE A GOOF !! @bond519 Ok douche ... By: insurancemike10. on 08 Sep 10, 03:01:08 @bond519 Ok douche - Jgillie stated only WL was subject to tax and he misstated Income tax which is wrong - ALL personally owned life coverage is includable in your estate calc. @jgilles85 Nice ... By: insurancemike10. on 08 Sep 10, 02:59:38 @jgilles85 Nice work douche - ANY proceeds owed by a the insured, which includes term, are includable in the taxable estate for estate calcs but ARE NOT INCOME taxable - and hence the need for estate tax planning and trust work which you have already shown you know nothing about. Thanks again for another nugget of nonsense from a Primscary agent!!!! @jgilles85: They ... By: bond519. on 08 Sep 10, 02:45:50 @jgilles85: They haven't put IllegalMichelle in Jail because they don't know who to put him with. The women don't want IllegalMichelle because she keeps claiming to be a man and the Men don't want Michelle because she doesn't have any dick or balls. But Michelle will end up with the men anyway because he/she won't be able to remain Anal retentive very long. LOL @insurancemike10: ... By: bond519. on 08 Sep 10, 02:39:29 @insurancemike10: Wow IllegalMichelle. That is 4 illegal posts in one night. By the way dumbass mike or shall we all say michelle Jgilles85 is right. A death benefit paid to an estate is subject to state and federal taxes because it isn't paid directly to a beneficiary. Now dip shit I thought you crook agents would bite on that right away because that is the main F!@#$d up reason you crooks sell whole life for estate planning, isn't it? See, you don't even believe your own bullshit. @insurancemike10: ... By: jgilles85. on 08 Sep 10, 01:41:31 @insurancemike10: Really IllegalMichelle? Read this: Proceeds paid by the insurer upon death of the insured are not included in gross income for federal and state income tax purposes; however, if the proceeds are included in the "estate" of the deceased, it is likely they will be subject to federal and state estate and inheritance tax. Right from Wikipedia. Lets see you disprove that! See Jgillie can't ... By: insurancemike10. on 08 Sep 10, 00:08:42 See Jgillie can't defend his moronic post about WL death benefit being taxable. Please tell us where you read that one? You prove on each post that you are a schoolboy. You have yet to state a single fact to disprove anything I've posted yet I give details as to where to find my proof. Schooled again!!! @insurancemike10: ... By: jgilles85. on 07 Sep 10, 20:49:50 @insurancemike10: IllegalMichelle read my print! Primerica will NEVER EVER EVER SELL SHIT PERMANENT INSURANCE! You show your stupidity everytime you post, but the whole yt expects that by now! Disarm0311 a CV agent from New York Life even called you an idiot! How does it feel?! @insurancemike10: ... By: jgilles85. on 07 Sep 10, 20:46:50 @insurancemike10: IllegalMichelle they still haven't locked you up?! Are you still lying about the same shit?! Still lying about my math, still lying about PFS term, still lying about a comparison when there was none. Too stupid to realize broaker was intentional to mess with you. Too stupid to realize that Primerica no longer has a parent company. What else what you like to lie about today? Jgillie gaffe ... By: insurancemike10. on 07 Sep 10, 15:34:47 Jgillie gaffe number 1217 - He now states that the Death Benefit on Whole Life is taxable!!!! Where did you get that one toolboy? @jgilles85 Then ... By: insurancemike10. on 07 Sep 10, 13:16:11 @jgilles85 Then tell us why your parent company owns 4,363,000,000 of cash value? Also, Never say NEVER!!! Let's see how we've schooled you? 1. proved that banks buy tons of whole life 2. proved your math to be misleading as $5k at 12% for 39 year DOES not equate to $5mil as you state 3. Prove the PFS term is the most expensive 4. Proved that you mislead clients by comparing DI to LTC 5. Proved you can't spell as you stated "broaker" in multiple posts in reference to "broker" and on and on @rcdrury1: ... By: jgilles85. on 07 Sep 10, 06:48:07 @rcdrury1: Primerica is crumbling and will sell permanent insurance? Are you on crack? Seriously no one in Primerica who is important told you that. Primerica has proven that permanent insurance is garbage. Why do you think over 2,000 life insurance companies have been ran out of business since 1977?! Also Primerica will never sell permanent insurance, because the company was founded on and is still about doing the right thing, not making the most money! @rcdrury1: When I ... By: jgilles85. on 07 Sep 10, 06:42:18 @rcdrury1: When I said the banks are experts on money, what I was really saying was that just because the banks know how money works doesn't mean they give the best advice! @rcdrury1: I am ... By: bond519. on 06 Sep 10, 18:47:13 @rcdrury1: I am sure you can and I could spend days refuting you. I don't have that kind of time and that is why this discussion can never be won here on You Tube. Besides, I really don't think that this is the place to win a debate. The clients table is where this can be won. The problem is that not everyone can be right. You seem to think you are. I personally don't think so. I am taking off for awhile to an appointment. Feel free to message me. Take care. I respect your attitude. @bond519 There's a ... By: rcdrury1. on 06 Sep 10, 18:11:25 @bond519 There's a reason that it's "virtually impossible." I am perfectly willing to apply common sense and numbers to my claims. Care to take me up on it? @rcdrury1: In all ... By: bond519. on 06 Sep 10, 18:08:42 @rcdrury1: In all honesty I don't waste my time trying to refute people like you on You Tube because it is virtually an impossible task. I do applaud you for saying that you have respect for Dave and I do think that it is ok do disagree but I don't think that it is ok to lie about someone or a company. Unless I misunderstood you, you have done both about Dave and Primerica. @bond519 You ... By: rcdrury1. on 06 Sep 10, 18:04:11 @bond519 You haven't done anything to refute the validity of any of my statements. I certainly welcome your attempts to try; but I'm not holding my breath. Again, I have tremendous respect for Dave Ramsey - so much so that I've coordinated FPU for two years now; but I don't display nearly the arrogance that he does regarding this topic. The difference is that the facts are on my side and you're too brainwashed to realize it. Now if you don't ... By: bond519. on 06 Sep 10, 18:00:31 Now if you don't trust me then I don't worry about it because that just means that your so called contact at Primerica isn't worth a crap. @rcdrury1: Well I ... By: bond519. on 06 Sep 10, 17:59:18 @rcdrury1: Well I don't worry about someone like you talking about my integrity. I know the company and I am tied in with many of the big company names and for someone like you that represents the crookery of the industry to make an idiotic statement about Primerica just proves what you stand for. Now to answer your question without expecting you to trust me I can tell you that I use personal messages the same way I would use privacy of a client. If I say I will not devulge who it is I won't. @bond519 You've ... By: rcdrury1. on 06 Sep 10, 17:54:04 @bond519 You've already demonstrated your level of integrity by passing judgement on my remarks without researching their validity. Why would I trust your promise? I will say that the individual with whom I spoke was none of those you named, but knows every one of them personally. buy term life insurance | buy term life insurance online Posted by: MoreInform Video duration: 104 seconds Global video hits: 27014 www.MoreInform.com -- Buy term life insurance or Whole? Your best source for buy term life insurance. I'm sure you'll find the buy term life insurance you're looking for on our site. Please Visit : www.MoreInform.com Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: buy term life insurance | insurance quotes Posted by: MoreInform Video duration: 68 seconds Global video hits: 27056 www.MoreInform.com -- Buy term life insurance or Whole? Your best source for buy term life insurance. I'm sure you'll find the buy term life insurance you're looking for on our site. Please Visit : www.MoreInform.com Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: Suze Orman on Cash Value Life Insurance vs. Term Life Insurance Posted by: wheel150050 Video duration: 571 seconds Global video hits: 18347 Life vs. Term Insurance Display Video Comments | Hide Video Comments | Add Comment Latest comments made on this video: @insurancemike10: ... By: bond519. on 08 Sep 10, 02:09:49 @insurancemike10: Now this is funny. You obviously have less brains then balls (which isn't any) I love the first google hits of Rip off report. Maybe you should do a little more research before you post your stupid shit you dumbass. Rip off report has its own rebuttle for primerica you idiot. Of all the rest of the first hits on the first page which is the most important one doesn't have ONE that shows lawsuits. IllegalMichelle you are such a supid crook. You don't know that you beat yourself. @insurancemike10: ... By: bond519. on 08 Sep 10, 02:04:30 @insurancemike10: Really? Just like the last Google posts you put. The only thing more worthless than you missing dick and balls are your Google searches. @insurancemike10: ... By: jgilles85. on 08 Sep 10, 01:48:13 @insurancemike10: Just put it into "The Google" Yes google is always right isn't it? Why don't you come up with a legitamite source that talks about Primerica lawsuits? Oh that is right, because you're too illegal to do so! Thus explaining why your name is IllegalMichelle! Wow again no facts, ... By: insurancemike10. on 08 Sep 10, 00:27:37 Wow again no facts, no research, no resources? Lawsuit against Primerica, just google it baby, there are a ton!!!! @insurancemike10: ... By: bond519. on 08 Sep 10, 00:20:49 @insurancemike10: Lawsuits by Primerica agents? Prove it ass hole. @insurancemike10: ... By: bond519. on 08 Sep 10, 00:20:16 @insurancemike10: Actually I do have a lot of tools. But the one tool that I don't have is how to fix a liar like you. Of course We could staple your dick to the chair but you don't have any. We could have the orderlies kick you in the nuts as punishment but you don't have any of them either. @insurancemike10: ... By: bond519. on 08 Sep 10, 00:17:43 @insurancemike10: And again IllegalMichelle I will point out that you are making an illegal statement because it isn't true. How does it feel to be the biggest liar on You Tube? @bond519 Ohh ... By: insurancemike10. on 08 Sep 10, 00:03:46 @bond519 Ohh another mindless reply from toolboy @bond519 If you are ... By: insurancemike10. on 08 Sep 10, 00:03:25 @bond519 If you are selling to females it's the highest in the industry as you use unisex rates - bottom line I'm right - why don't you prove it? @insurancemike10: ... By: bond519. on 07 Sep 10, 21:14:01 @insurancemike10: Well illegalMichelle you are lying again. The highest in the business but I compete against industry term all the time and beat it like a drum. Talk about misleading, you mislead every time you talk and every time you post. I have never been misleading. That is why I will kick your ass when I find your clients. You are just pissed that you can't beat anyone or anything. Hell you can't even beat your meat because you don't have any! @insurancemike10: ... By: bond519. on 07 Sep 10, 21:11:18 @insurancemike10:IllegalMichelle you don't have a fricking clue of what you are talking about so why don't you just let the metal ward staff give you your sleeping pill and go back to sleep. Jgillie gaffe ... By: insurancemike10. on 07 Sep 10, 15:34:02 Jgillie gaffe number 1217 - He now states that the Death Benefit on Whole Life is taxable!!!! Where did you get that one toolboy? @bond519 So bond ... By: insurancemike10. on 07 Sep 10, 13:34:10 @bond519 So bond boy - with a term product that is the highest in the business, especially for females as you use unisex rates, how are you not misleading? Do you disclose the fact that you charge 14% to pay monthly? Do you ever illustrate the renewal rates? Why do you need to get them from you Regional VP? Do you explain why you don't have conversion options? Please!!! @bond519 They are ... By: insurancemike10. on 07 Sep 10, 13:31:59 @bond519 They are all against Primerica @bond519 Hey bond ... By: insurancemike10. on 07 Sep 10, 13:31:22 @bond519 Hey bond what about all the suits against PFS by their own agents? How about all the suits by your clients when they find out they are paying way too much for their term? Why is it that PFS has a 12.3% yearly lapse rate, 3x the industry ave? It's because your clients realized they are being ripped off!!! Please name all these lawsuits you keep telling us all about? @rcdrury1: Well if ... By: bond519. on 07 Sep 10, 09:09:51 @rcdrury1: Well if you were really a legit financial planner like you say then you would know about all the class action suits rather than protecting crooked insurance companies. This is why I know that Primerica never asked your crooked buddy back, This is why Primerica will never sell permanent life insurance and this is why you are only a financial planner in title but don't kid yourself. You are nothing more than a glorified permanent life insurance agent that hides behind a title. @bond519 Onsies, ... By: rcdrury1. on 07 Sep 10, 04:39:14 @bond519 Onsies, twosies, and LOTS of frivolous ones. Show me a trial attorney who wouldn't add as many deep-pocket companies as possible to any lawsuit. @rcdrury1: Well if ... By: bond519. on 07 Sep 10, 03:07:47 @rcdrury1: Well if the crooked companies were not involved then please explain all the class action lawsuits on many many companies that involved company misrepresentation, fraud, bait and switch and any one of a hundred other violations? Please explain. @bond519 No; I'm ... By: rcdrury1. on 07 Sep 10, 03:02:13 @bond519 No; I'm saying they had bad agents. It would be extremely rare that the company was aware of their actions if in fact the illustrations were misleading. Keep in mind that, except for inforce illustrations, it is rare that an agent doesn't run his own illustrations after being in the biz a few months. @rcdrury1: Well I ... By: bond519. on 07 Sep 10, 02:58:13 @rcdrury1: Well I have seen misleading illustrations several times. In fact in almost ever case the company and the agent were both misleading. If you honestly don't believe that then Grow up. the most crooked industry in the world is the Permanent insurance industry and you sit here and protect it. I have a file cabinet full of clients policies that had false, misleading, Misrepresented and fraudulent information and applications in them. Are you calling my customers liars? @bond519 Really, ... By: rcdrury1. on 07 Sep 10, 02:49:12 @bond519 Really, never seen it happen. Not even once. I have seen many a company refuse to run an illustration in a way that would be misleading. It even happened to me when I made a typo on the request form. @rcdrury1: Really? ... By: bond519. on 07 Sep 10, 02:46:33 @rcdrury1: Really? Ins companie do it all the time. That is why they misrepresent hypothetical illustrations as reality and how the customers many times get a Death benefit 10% of what they originally bought? Explain how that happens? @bond519 I couldn't ... By: rcdrury1. on 07 Sep 10, 02:44:02 @bond519 I couldn't agree more. And I have no tolerance for those who do. And insurance companies never pull number out of their asses. There are bad apple agents all over. @rcdrury1: you are ... By: bond519. on 07 Sep 10, 02:40:41 @rcdrury1: you are right. Math doesn't lie but as in most cases agents and insurance companies pull numbers out of their ass and when the customer needs them the most they give the policy holder the crap. So as the old saying goes. Figures don't lie but liars figure. @bond519 The ... By: rcdrury1. on 07 Sep 10, 02:30:17 @bond519 The numbers are the numbers. Math doesn't lie. So, who can't handle the truth? Long Term Care Insurance for Business Posted by: dicksamson Video duration: 158 seconds Global video hits: 6353 Long term care insurance pioneer Cameron Truesdell interviewed on "army of experts" available to answer questions. 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